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Personal Finance
::There is a lot of noise out there. From the institutions that offer financial products and services; and from the distributors who sell them. But there is little sound advice out there which is aimed at actually helping you understand these products and services better. Here Personalfn.com plugs this gap!

Insurance

What does Jeevan Anand offer? - (May 28th, 2007)
For a long time, life insurance in India was mainly about endowment plans. That is true even today,...

5 steps to select an insurance advisor - (May 20th, 2007)
For most individuals, the insurance advisor is the first and sole contact with an insurance company...

What does SBI Life Shield offer? - (April 20th, 2007)
Due to the mis-selling prevalent in the insurance industry, many individuals are saddled with policies that provide them with an insurance cover at a relatively higher cost...

ULIPs are popular because…. - (April 20th, 2007)
During the previous financial year (2006-07), most investors would have interacted with their investment advisors and agents for tax-planning...

Medical insurance demystified! - (March 26th, 2007)
In recent times, there has been growing awareness about life insurance products and the various benefits they offer to individuals...

Want to discontinue your policy?
We come across many individuals who either have not been able to cough up the high premiums on their unit linked insurance plans (ULIPs)...

5 pointers for buying life insurance
Life insurance plays an important role in any individual’s financial planning process. For it is life insurance that helps secure the financial future...

How to deal with ‘Orphan’ policies
This article was written by Personalfn for Business India, and was carried in its June 04, 2006 issue with the title, "Saving ‘Orphans’"...

Do FDs score over short-term debt funds?
This article was written by Personalfn for Business India, and was carried in its July 16, 2006 issue with the title, “Be more transparent”...

How term plans score over the rest
A term plan is a pure risk cover plan wherein the insured pays a lower premium for a higher sum assured. Term insurance is the cheapest form of insurance...

ULIP Guidelines: IRDA makes a start
This article was written by Personalfn for Business India, and was carried in its September 24, 2006 issue with the title, "IRDA makes a start"...

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