How to calculate your HLV - (Sept ember 18^th, 2007)
Every individual wishes to provide for his family/dependants, in the event of him meeting with an eventuality. Despite that, not many indulge in the exercise of determining their Human Life Value (HLV)...

Buying Gold from your bank? Beware! - (August 27^th, 2007)
The article deals with how buying gold from banks can prove to be an unenviable proposition for investors....

Case Study: Mis-selling of ULIPs - (August 13^th, 2007)
Cases of ULIPs being mis-sold never cease to amaze us. At Personalfn, we come across cases where clients have been mis-sold a ULIP at disturbingly regular intervals...

Mutual funds for your child - (July 23^rd, 2007)
Rarely have we seen a time when parents were overwhelmed with so many investment options to help them plan for their children's future....

Do’s and Don’ts while planning for your child’s future - (July 23^rd, 2007)
While planning for your child’s future, there are some thumb rules that you should bear in mind. These rules will serve as guidelines for the financial planning exercise...

Using insurance to plan for your child’s future - (July 23^rd, 2007)
For parents who are convinced about the need to plan finances for their children’s future but don’t know how to do it, help is at hand...

Investment avenues for your child’s financial planning - (July 23^rd, 2007)
Having discussed “why and how” you should go about planning for your child’s future, we now shift our focus to the avenues that you should deploy...

Why you must plan for your child’s future - (July 23^rd, 2007)
Not so long ago, this question probably never occurred to parents. Those were the good old days, when education/marriage although expensive,....

5 common investment mistakes - (July 9^th, 2007)
If you are an investor who believes that getting invested is a simple 3-step process i.e. getting hold of an investment agent, filling up an application form and signing a cheque; then you got it all wrong...

4 ULIP 'sales pitches' to beware of - (June 26^th, 2007)
At Personalfn, we have always maintained that buying life insurance should not be treated as a year-end ‘tax-saving’ event..

Case Study: When experts err! - (June 2^nd, 2007)
In the numerous case studies that we have dealt with so far, investors were often ‘guilty’ of making inappropriate investment decisions.

5 steps to become a smart investor - (April 17^th, 2007)
With a wide variety of investment opportunities on offer, investors are often left wondering where they should invest their money.

5 ways to diversify your portfolio - (April 1^st, 2007)
Any financial planner worth his salt will vouch for the importance of diversification. In fact, diversification should be regarded as one of the basic...

3 steps to evaluate your fund manager - (March 26^th, 2007)
Mutual funds are increasingly finding greater acceptance among investors, when it comes to planning their finances...

5 steps to beat the retirement blues - (March 26^th, 2007)
There are individuals who have some money and others who have more money. And then  there are financial planners,...

5 “don’ts” while dealing with your money
There are individuals who have some money and others who have more money. And then there are financial planners,...

5 common investment myths
Few would dispute that investors now find themselves in a situation wherein there is an overload as far as investment choices...

Case Study: An overbearing equity component
The ability of equities to deliver over longer time frames and even outperform other investment avenues like gold, property...

Case Study: Financial planning interrupted!
Any financial planner worth his salt will vouch for the importance of diversification while building a portfolio...

Case Study: Too many funds spoil it
In our interaction with clients, we have noticed two things – an inexplicable draw towards NFOs (new fund offers)...

5 common investment mistakes
Retail investors tend to be burdened with information on how they should go about investing their monies...

5 ways to diversify your portfolio
Few would dispute the importance of diversification while managing one’s investment portfolio...

5 things “not to do” with your money
There is a lot of advice and information doing the rounds, informing people what they should with their money....

6 steps to financial planning for women
The most arduous of journeys begin with a small step. When it comes to something as important as planning...

Investing to save tax? Personalfn can help you. To benefit from ideas that work in your interest, please click here.